Mr. Cao joined the Board of Directors of the Bank in September 2018. He has served as chief financial officer of CITIC Limited since April 2018. Mr. Cao was general manager of the Finance Department of CITIC Group between March 2018 and August 2019, and chairman of the Board of Supervisors of China CITIC Bank Corporation Limited between December 2015 and March 2018, and held a temporary position at CITIC Group as the general manager of the Finance Department between April 2015 and March 2018. In addition, Mr. Cao has been a director of China CITIC Bank Corporation Limited since September 2018, a director of CITIC Metal Co., Ltd. since April 2018, a director of CITIC Modern Agriculture Investment Co., Ltd. since December 2017, a director of CITIC Myanmar (Hong Kong) Holdings Limited since October 2016, and a director of CITIC Heye Investment Co., Ltd. since December 2013. Mr. Cao was a director of CITIC Holdings Limited between December 2015 and April 2018, a director of CIFH and CNCBI between October 2009 and March 2016, and a director of China Investment and Finance Limited (now renamed “CNCBI Investment”) between December 2005 and January 2014. He was general manager of the Budget and Finance Department of the Head Office, assistant president and vice president of the Bank from April 2005 to October 2015. Earlier, between December 1992 and April 2005, Mr. Cao served as assistant general manager of the planning and treasury department at the Head Office of China Merchants Bank (CMB), a director of Shenzhen Speed International Investment Co., Ltd., a director and deputy general manager (presiding) of CMB Pawn Co., Ltd., general manager of the planning and treasury unit at CMB’s Shenzhen administrative department, and deputy general manager and general manager of the planning and treasury department at the Head Office of CMB. From July 1988 to June 1992, Mr. Cao worked in the planning and treasury division of the PBOC Shaanxi branch as a senior staff member and deputy section chief. Mr. Cao graduated from Hunan College of Finance and Economics with a bachelor’s degree in monetary banking and obtained his master’s degree in monetary banking from Shaanxi College of Finance and Economics. He is a senior economist with over 30 years’ experience in the Chinese banking industry.

Mr. Fang joined the Board of Directors of the Bank in September 2018. He has been President of the Bank since March 2019, deputy secretary of the Party committee of the Bank since February 2019, Chief Financial Officer since January 2017 and Party committee member of the Bank since August 2014. Mr. Fang was vice president of the Bank between November 2014 and March 2019. At the moment, Mr. Fang is also concurrently a director of CITIC Bank International Limited and CITIC International Financial Holdings Corporation Limited. Prior to that, Mr. Fang was a director of CNCB (Hong Kong) Investment Co., Ltd. between January 2014 and May 2019, and headed the Bank’s financial markets business from May 2013 to January 2015. He was concurrently secretary of the Party committee and president of the Bank’s Hangzhou Branch between May and September 2014 and served as secretary of the Party committee and president of the Bank’s Suzhou Branch from March 2007 to May 2013. From September 2003 to March 2007, he successively held various positions at the Bank’s Hangzhou Branch, including Party committee member, assistant president, and vice president. From December 1996 to September 2003, he worked at the Bank’s Hangzhou Branch, successively holding the positions of section chief and deputy general manager of the credit department, general manager and secretary of the Party committee of Fuyang sub-branch, deputy general manager of the international settlement department, deputy general manager of the retail business department, and general manager of the business department. From July to December 1996, he was deputy director of Hangzhou Chengdong Office of Shanghai Pudong Development Bank. From December 1992 to July 1996, he worked at the credit department of the experimental urban credit cooperative of Zhejiang Banking School, successively holding the positions of credit clerk, manager, and assistant general manager. From July 1991 to December 1992, he was a teacher at Zhejiang Banking School. Mr. Fang graduated from Peking University with a master’s degree in business administration. He is a senior economist, and has over 20 years of experience in the Chinese banking industry.

Mr. Guo joined the Board of Directors of the Bank in September 2019. He has served as Party committee member of the Bank since August 2014 and Vice President of the Bank since November 2014. He is concurrently a director of CITIC International Financial Holdings Corporation Limited, CNCB (Hong Kong) Investment Co., Ltd., CNCB (Hong Kong) Capital Limited and CITIC aiBank Corporation Limited. Previously, Mr. Guo was a director of China UnionPay Co., Ltd. between July 2015 and December 2019; chief audit officer of the Bank from May 2013 to August 2014; secretary of Party committee and general manager of the Business Department at the Bank’s Head Office from March 2010 to May 2013; secretary of Party committee and president of the Bank’s Tianjin Branch from July 2006 to March 2010; general manager of the International Business Department of the Bank from January 2005 to July 2006; and assistant president of the Bank between August 2001 and January 2005. From November 2000 to August 2001, he was designated by CITIC Group to lead the project on CITIC Guo’an Group’s acquisition of Shantou Commercial Bank and to be the chairman. He served as secretary of Party committee and president of the Bank’s Shenyang Branch from September 1999 to November 2000. Between August 1986 and September 1999, he worked for the Bank, successively holding the positions of staff member, deputy section chief and section chief, and also served as section chief, deputy general manager and general manager of the business department at Capital Mansion, assistant president and vice president of the Bank’s Beijing Branch, and deputy general manager of the Business Department at the Bank’s Head Office. Mr. Guo is a senior economist and a graduate of Peking University with a master’s degree in business administration. He has over 30 years of experience in the Chinese banking industry.

Ms. Huang joined the Board of Directors of the Bank in November 2016. She has served as a director of Xinhu Zhongbao Co., Ltd. since November 2015, a director of Zhejiang Xinhu Group Co., Ltd. since August 2013, and vice president and chief financial officer of Zhejiang Xinhu Group Co., Ltd. since July 2011. Previously, Ms. Huang was vice president and chief financial officer of Xinhu Holdings Limited from October 2010 to July 2011. From August 1992 to September 2010, she worked for Agricultural Bank of China (ABC) Zhejiang Provincial Branch, holding various positions, including deputy general manager of the international business department of the branch, deputy general manager (presiding) of Hangzhou Baojiao sub-branch, as well as deputy general manager of the corporate banking unit as well as deputy general manager (presiding) and general manager of the personal finance unit at the business department of the branch. Ms. Huang has a wealth of practical financial experience, outstanding leadership and capabilities in organizing and coordinating. She graduated from Zhejiang University with a bachelor of law degree. She holds an intermediate economist title.

Mr. Wan joined the Board of Directors of the Bank in June 2016. He has served as a deputy general manager (presiding) of China Shuangwei Investment Co., Ltd. since December 2018. Earlier, he was director general of the Financial Management and Supervision Division (Audit Division) of the State Tobacco Monopoly Administration between November 2011 and November 2018. He was a deputy director general of the Financial Management and Supervision Division (Audit Division) of the State Tobacco Monopoly Administration between December 2009 and November 2011, and chief accountant of Yunnan Tobacco Monopoly Bureau (company) from February 2007 to December 2009. Between August 1996 and February 2007, he served multiple positions at Yunnan Tobacco Monopoly Administration (Company), including deputy chief and chief of the finance division, chief of the financial management and audit division, deputy chief accountant and chief of the financial management division. From May 1996 to August 1996, he was a cadre at Yunnan Tobacco Travel Company. From July 1988 to May 1996, he worked as a lecturer and deputy teaching & research director at Yunnan Finance and Trade College. Mr. Wan has a wealth of financial management experience. He graduated from the Department of Industrial Economics at Renmin University of China with a bachelor’s degree in economic management of capital construction.

Mr. He joined the Board of Directors of the Bank in June 2016. Previously, he was chairman of China Jinmao Group (formerly Franshion Properties (China) Co., Ltd.), and chairman of Jinmao Investment and Jinmao (China) Investment Holding Co., Ltd. Mr. He joined Sinochem Corporation in 1979 and held various senior positions in financial management, business management and investment enterprises within the group. In 2002, he was appointed assistant to the president of Sinochem Corporation and regarded as a vice president of Sinochem from 2013 onward. Mr. He was president, vice chairman and chairman of China Jinmao (Group) Co., Ltd. since 2002, during which time he successfully ran the Shanghai Jinmao Tower, and presided over the investment, acquisition and construction of multiple luxury five-star hotels and properties in tier-one cities and high-end tourist resorts, developing Jinmao Group into China’s well known high-end commercial real estate developer and operator. Mr. He became chairman, executive director and CEO of Franshion Properties (China) Co., Ltd. in January 2009. Under his chairmanship and promotion, Franshion Properties (China) Co., Ltd. and Jinmao Group completed a strategic reorganization between 2009 and 2010, and the spin-off of Jinmao Tower Property and Franshion Properties’ eight high-end hotels in 2014, which was successfully listed on The Stock Exchange of Hong Kong Limited as a trust structure of Jinmao Investment and Jinmao Holding. Mr. He once served as co-chair of the “China Hotel Owner Alliance” under the China Hotel Industry Association, and vice president of the All-China Real Estate Chamber of Commerce. In addition, Mr. He was engaged as the executive director of Shanghai Federation of Enterprises in Shanghai, vice chairman of Housing Policy and Market Regulation Research Committee of China Urban Science Research Council, and member of the Professional Committee on Green Building and Energy Conservation under the China Urban Science Research Society. He was a delegate to the 12th and 13th session of the Shanghai Municipal People’s Congress and was named Shanghai’s model worker in 2007 and one of the economic figures in Shanghai Pudong’s 20-year development and opening-up in 2012. Mr. He graduated from Jilin College for Finance and Economics with a junior diploma in 1979, from Renmin University of China with a degree in economics in 1986, and from the Graduate School of Political Economics in Jilin University in 1987. Mr. He obtained his MBA from the China Europe International Business School in 2004. He has a senior economist title.

Ms. Chen joined the Board of Directors of the Bank in June 2016. She is a professor and Ph.D. tutor of the Management Science and Information System Department of Guanghua School of Management at Peking University. At the same time, Ms. Chen is executive director of the Center for Research of Circulation Economy and Management, director of Liantai Supply Chain Research and Development Center, and deputy dean of the China National Institute for Research of Development Strategy on Hi-Tech Industry Development Zone of Peking University. In addition, she is vice president of the China Society of Logistics, director of the Supply Chain and Logistics Committee of the China Management Science Society, deputy director of the Industry Committee of the China Information Economics Society, an expert with special contribution to the logistics industry over the 40 years of China’s reform and opening-up, a core expert in the National Strategy Research Group for Supply Chain Innovation and Application, and an expert on national high-tech zones engaged by the Ministry of Science and Technology. Ms. Chen has been an independent director of CWT International limited, a company listed in Hong Kong since August 2019. From 1999 to 2001, Ms. Chen was general manager of Beijing Jun Shi Century Information Technology Co., Ltd., a company mainly engaged in the development, production and sales of banking devices. Ms. Chen served as an independent director of Tiger, a Singaporean listed company from 2005 to 2006. She received a Bachelor of Science degree and a Master of Science degree from Jilin University of Technology in 1983 and 1988 respectively. She got her doctoral degree in management science from the City University of Hong Kong in 1998 and did her post-doctoral studies at the Institute of Mathematics and Systems Science of the Chinese Academy of Sciences between 1999 and 2000. Ms. Chen mainly researches and teaches the following areas: management science, supply chain finance, logistics finance, supply chain and logistics management, logistics park management, circulation economy and management, service operation management, hi-tech park and industrial management, technological innovation and management, venture capital investment and entrepreneurial management. In her fields of research, Ms. Chen has carried out extensive cooperation and exchanges with relevant international organizations, including Stanford University, George Mason University, Roma University and universities in Hong Kong. In her capacity as leader or research backbone, Ms. Chen has participated in numerous international cooperation projects and key research and development projects sponsored by the National Natural Science Foundation, ministries and provincial governments in China. She also sits on the review and assessment panels of multiple domestic and foreign academic journals. She has published numerous papers such as Supply Chain Coordination Based on the Trade Credit and Option Contract under Capital Constraint on prestigious international publications such as the European Journal of Operational Research and Proceeding of Workshop on Internet and Network Economics. Ms. Chen took the lead to complete many major research reports including Research of the Supply Chain Financial Model for the Traditional Chinese Medicine Industry, the Research of the Supply Chain Financial Model for Agricultural Industry, etc.

Mr. Qian joined the Board of Directors of the Bank in December 2016. Mr. Qian has been professor of finance and executive dean of Fanhai International School of Finance at Fudan University since July 2017. He was deputy director of the China Academy of Financial Research and co-director of the EMBA/DBA/EE programs at Shanghai Advanced Institute of Finance (SAIF) of Shanghai Jiao Tong University between July 2014 and June 2017. He was an associate editor of the Review of Finance from December 2013 to December 2016. He was professor of finance and a Ph.D. tutor at Shanghai Advanced Institute of Finance (SAIF) and co-director of the EMBA program of Shanghai Jiao Tong University from July 2013 to June 2017. Mr. Qian served as a special-term professor of finance at Shanghai Jiaotong University from May 2009 to June 2013. He taught finance at the Carroll School of Management of Boston College between July 2000 and June 2013, being an assistant professor from July 2000 to February 2006 and an associate professor of finance with tenure between March 2006 and June 2013. He worked as a Haub family researcher from September 2011 to June 2013. Since April 2011, Mr. Qian has been an associate editor of the Frontiers of Economics in China. He was a special-term professor of finance at the School of Economics and Management of Tsinghua University between July 2007 and June 2009, a visiting associate professor at MIT’s Sloan School of Management between July 2007 and June 2008, and a research fellow at the Wharton School of the University of Pennsylvania since September 2002. Mr. Qian did his undergraduate program at the Department of International Economics of Fudan University between 1988 and 1991 and obtained his B.S. degree in economics from the University of Iowa in May 1993 and his Ph.D. from the University of Pennsylvania in May 2000. Mr. Qian’s research interests span many topics of theoretical and empirical corporate finance and financial institutions, including commercial and investment banking, mutual and hedge funds, credit rating agencies, mergers and acquisitions, legal systems related to finance, comparison of financial systems in emerging markets, development of financial systems during China’s economic transformation, and financial risk prevention and control. His research papers have been published on top academic journals including the American Economic Review, Journal of Finance, Journal of Financial Economics, Journal of Financial and Quantitative Analysis and Journal of International Economics. He also contributed chapters of several books on financial system development, including China’s Great Economic Transformation, Emerging Giants: China and India in the World Economy, China’s Emerging Financial Markets: Challenges and Opportunities, and Global Perspectives of Rule of Law.

Mr. Yan joined the Board of Directors of the Bank in September 2018. Earlier, he joined Arthur Young & Co. (UK) in 1984, joined KPMG Certified Public Accountants (UK) in 1987, and served as assistant manager at KPMG Certified Public Accountants (Hong Kong) since 1988, as manager since 1989, as senior manager since 1993 and was promoted partner in 1998. He served as a partner at KPMG Huazhen Certified Public Accountants in Beijing (special general partnership) between 2000 and 2017, and established the quality control and risk management department of KPMG (China). Mr. Yan graduated from Liverpool University with an (accounting) Bachelor of Arts degree, and has the chartered accountant qualification in England and Wales as well as the Hong Kong Institute of Certified Public Accountants fellowship. Mr. Yan has abundant experience in aspects such as accounting, audit and risk management, and used to participate many times in the public listing and annual audit of state-owned large and medium-sized enterprises in industries including finance, telecommunications, electricity and manufacturing. He enjoys a wealth of practical experience in merger, acquisition, restructuring and public listing projects in the Chinese mainland and Hong Kong capital markets. Mr. Yan used to serve as a consulting expert of the former China Banking Regulatory Commission, an accounting standards consulting expert of the PRC Ministry of Finance, a consultant to the Accounting Department of the China Securities Regulatory Commission (full-time for a year), a member of the Delisting Committee of the Shenzhen Stock Exchange, and a member of the China Technical Professionals Group, Professional Standards Supervisory Committee and Risk Management Committee of the Hong Kong Institute of Certified Public Accountants. He also participated in the review of the first draft of the audit and accounting standards issued by the PRC Ministry of Finance and the English translation work of the audit standards. He was a visiting professor at Beijing National Accounting Institute and Shanghai National Accounting Institute.