Mr. Guo joined the Board of Directors of the Bank in September 2019. He has served as Party committee member of the Bank since August 2014 and Vice President of the Bank since November 2014. He is concurrently a director of CITIC International Financial Holdings Corporation Limited, CNCB (Hong Kong) Investment Co., Ltd., CNCB (Hong Kong) Capital Limited and CITIC aiBank Corporation Limited. Previously, Mr. Guo was a director of China UnionPay Co., Ltd. between July 2015 and December 2019; chief audit officer of the Bank from May 2013 to August 2014; secretary of Party committee and general manager of the Business Department at the Bank’s Head Office from March 2010 to May 2013; secretary of Party committee and president of the Bank’s Tianjin Branch from July 2006 to March 2010; general manager of the International Business Department of the Bank from January 2005 to July 2006; and assistant president of the Bank between August 2001 and January 2005. From November 2000 to August 2001, he was designated by CITIC Group to lead the project on CITIC Guo’an Group’s acquisition of Shantou Commercial Bank and to be the chairman. He served as secretary of Party committee and president of the Bank’s Shenyang Branch from September 1999 to November 2000. Between August 1986 and September 1999, he worked for the Bank, successively holding the positions of staff member, deputy section chief and section chief, and also served as section chief, deputy general manager and general manager of the business department at Capital Mansion, assistant president and vice president of the Bank’s Beijing Branch, and deputy general manager of the Business Department at the Bank’s Head Office. Mr. Guo is a senior economist and a graduate of Peking University with a master’s degree in business administration. He has over 30 years of experience in the Chinese banking industry.

Mr. Yang has been Party committee member of the Bank since July 2015 and vice president of the Bank since December 2015. At the moment, Mr. Yang is concurrently chairman of CITIC Financial Leasing Co. Ltd. Prior to that, he was secretary of Party committee and president of China Construction Bank Corporation (CCB) Jiangsu Branch between March 2011 and June 2015; and secretary of Party committee and president of CCB Hebei Branch between July 2006 and February 2011. Between August 1982 and June 2006, Mr. Yang worked at CCB Henan Branch, holding various positions, including deputy head of the branch’s budget and finance division, head of the budget and finance division as well as vice president and Party committee member of Xinyang Branch, secretary of Party committee and general manager of Zhengzhou municipal railway branch, secretary of Party committee and president of Zhengzhou Branch, and deputy secretary of Party committee and vice president (presiding) of Henan Provincial Branch. Mr. Yang is a senior economist with a master’s degree and a doctorate degree in management. He has over 30 years of experience in the Chinese banking industry.

Mr. Hu has concurrently been Chief Risk Officer of the Bank since November 2019, and has served as Party committee member of the Bank since November 2017, vice president of the Bank since May 2017. Mr. Hu used to be secretary of Party committee of the Bank’s Shanghai Branch between December 2014 and July 2018, and concurrently president of Shanghai Branch between May 2015 and July 2018. Prior to that, he was head of the wholesale business of the Bank from May 2014 to May 2017; Chief Risk Officer of the Bank from May 2013 to May 2014; Party committee member, vice president, secretary of Party committee, vice president (presiding) and president of the Bank’s Chongqing Branch from May 2005 to May 2013. He served successively as deputy head of the preparatory team for establishment of the Bank’s Changsha Branch, Party committee member and vice president of Changsha Branch from June 2000 to May 2005; and chairman of Changsha Xiangcai Urban Credit Cooperative in Hunan Province from October 1997 to June 2000. From August 1993 to October 1997, he worked for Hunan Zhongli Industrial Group Co., Ltd. and served successively as assistant general manager and general manager of Beihaixiang Properties Development Company and vice chairman of the company’s affiliated Hongdu Enterprise Company. From March to August 1993, Mr. Hu was deputy section chief at the personnel department of Hunan Provincial Party Committee Office; and from June 1989 to March 1993, he worked for the Political Department of Hunan Provincial Procuratorate. Mr. Hu is a senior economist and a graduate of Hunan University with a doctoral degree in economics. He has over 10 years of experience in the Chinese banking industry.

Mr. Xie has been Vice President of the Bank since June 2019, a member of the Party committee of the Bank since February 2019, and concurrently a director of China UnionPay Co., Ltd. since December 2019. Previously, Mr. Xie was Secretary of the Committee for Disciplinary Inspection and member of the Party Committee of China Everbright Group Co., Ltd. from July 2015 to January 2019. Between March 2012 to July 2015, he served as Assistant General Manager of China Export Credit Insurance Corporation, during which time, from January 2014 to July 2015, he temporarily worked as a standing member of the Party committee and Deputy Mayor of Hohhot City in Inner Mongolia Autonomous Region. Earlier, from March 2011 to March 2012, he was Party Committee member and assistant general manager of China Export Credit Insurance Corporation. Between October 2001 and March 2011, he was staff member, assistant general manager, deputy general manager and general manager of the human resources department (assistant director, deputy director and director of the organization department under the Party committee) of China Export Credit Insurance Corporation, secretary of Party committee of the company’s Shenzhen branch, and person in charge, secretary of Party committee and general manager of the company’s Hebei provincial branch. Before that, from July 1991 to October 2001, he was a staff member, chief staff member and deputy director of the People’s Insurance Company of China. Mr. Xie is an economist and graduated from Renmin University of China with a doctorate degree in economics.

Mr. Xiao has been Secretary of the Committee for Disciplinary Inspection and member of the Party committee of the Bank since December 2019. Prior to that, Mr. Xiao was director of the Party Affairs Department and executive deputy secretary of Party committee directly under CITIC Group from March 2018 to December 2019. From March 2003 to April 2018, Mr. Xiao served as head of the Organization Division of the Organization Department (Human Resources and Education Department) of the Party Committee of CITIC Group; deputy chief and chief of the Organization Division and assistant director of the Party Affairs Department of CITIC Group; deputy secretary (temporary post) of the Committee for Disciplinary Inspection of China CITIC Bank; and deputy secretary of the Committee for Disciplinary Inspection and general manager of Department for Disciplinary Inspection and Supervision of China CITIC Bank. From July 1994 to March 2003, he was a teacher at the Moral Education Office of PLA Medical College and an officer at the Political Department of Beijing Military Medical College. Mr. Xiao graduated from PLA Nanjing Institute of Political Sciences with a bachelor’s degree in laws.

Mr. Lu has been Business Director of the Bank since July 2019; secretary of Party committee of the Bank’s Shenzhen Branch since January 2019; a board director of JSC Altyn Bank since June 2018; a board director of CITIC aiBank since August 2017; and deputy head of the preparatory team for the establishment of the Bank’s Hong Kong Branch since September 2016. He was Board Secretary, Company Secretary and authorized representative of the Bank from January 2017 to July 2019. Previously, Mr. Lu was general manager of the Asset and Liability Department of the Bank between October 2016 and January 2019; general manager of the Budget and Finance Department (now Finance and Accounting Department) of the Bank from September 2013 to October 2016; and deputy general manager (presiding) of the Budget and Finance Department from March to September 2013. Between January 1997 and March 2013, he worked at the Business Department at the Head Office of the Bank, holding various positions including deputy section chief and deputy division chief at the Corporate Banking Department (during which period, from March 2001 to January 2002, he was seconded by the Bank to HSBC Jersey Branch), head, deputy general manager (presiding) and general manager of the Bank’s Xidan sub-branch, general manager of the Bank’s Capital Mansion sub-branch, general manager of the Bank’s Interbank Business Department, and Party committee member, assistant general manager and deputy general manager of the Business Department at the Bank’s Head Office. Between July 1994 and January 1997, Mr. Lu worked for Beijing Youth Industrial Group Corporation. Mr. Lu is a certified public accountant of PRC, Hong Kong SAR and Australia, with over 20 years’ experience in the Chinese banking industry. He graduated from Deakin University in Australia with a master’s degree in accounting.

Mr. Lu has been Business Director of the Bank since 20 August 2018; and secretary of Party committee and president of Nanjing Branch of the Bank since September 2016. Prior to that, Mr. Lu served as secretary of Party committee and president of the Bank’s Changsha Branch from November 2012 to September 2016; secretary of Party committee, vice president (presiding) and president of the Bank’s Kunming Branch from March 2007 to November 2012; and assistant general manager (presiding) of the corporate banking department of the Bank from May 2006 to March 2007. He worked at the Business Department of the Bank’s Head Office from January 1999 to May 2006, successively serving as deputy head of the corporate loan division, head of the asset preservation division, general manager of the Asian Games Village sub-branch, general manager of the Olympic Village sub-branch, general manager of the CITIC International Building sub-branch, and assistant general manager and Party committee member of the Business Department at the Head Office. Earlier, he worked at the Credit Department of the Bank from August 1994 to January 1999. Mr. Lu is a senior economist with over 20 years’ experience in the Chinese banking industry. He graduated from Harbin Engineering University with a bachelor’s degree in mechatronics, received his master’s degree in economics from Renmin University of China and obtained his EMBA degree from Peking University.

Mr. Lü has been Business Director of the Bank since 20 August 2018; secretary of Party committee of the Bank’s Credit Card Center since May 2014; concurrently general manager of the Bank’s Retail Banking Department and Private Banking Department since September 2017; and a core member of the China Ageing Finance Forum (CAFF50) since October 2019. Previously, Mr. Lü served as president of the Bank’s Credit Card Center from May 2014 to January 2019. Between January 2003 and May 2014, he was deputy general manager of the finance and law department, general manager of the operation department and general manager of the customer service department of the Credit Card Center of the Bank, as well as assistant president, Party committee member and vice president of the Credit Card Center. Earlier, from August 1993 to January 2003, he was deputy chief of the risk management division at Jilin Branch of Bank of China Corporation Limited. Mr. Lü has 26 years’ practicing experience in the Chinese banking industry. He holds qualifications such as senior accountant, Certificated Internal Auditor (CIA) and PRC certified public accountant (CPA). Mr. Lü graduated from Sichuan University with a master’s degree in business administration.

Ms. Zhang has been Secretary to the Board of Directors and Company Secretary of the Bank since July 2019, the head of the Organizing Department of the Party committee and general manager of the Human Resources Management Department of the Bank since November 2014. Concurrently, Ms. Zhang is also a director of CITIC Financial Leasing Co., Ltd. and CNCB (Hong Kong) Investment Limited. Prior to that, Ms. Zhang served as general manager of the Credit Management Department of the Bank from August 2013 to November 2014. From October 2001 to August 2013, she successively held various positions at the Bank’s Xi’an branch, including assistant general manager, deputy general manager (presiding), and general manager of the Credit Management and Approval Department, assistant president, Party Committee member and vice president of the branch. From April 1993 to October 2001, Ms. Zhang worked at the Shaanxi branch of Industrial and Commercial Bank of China, successively working on the accounting, planning, credit management in the sub-branch and project review in the branch. Ms. Zhang is a senior economist and graduated from Xi’an University of Technology (formerly “Shaanxi Institute of Mechanical Engineering”) with a master’s degree in Engineering. She has 27 years of professional experience in the Chinese banking industry.

Mr. Liu has served as Business Director of the Bank since August 2019, secretary of Party committee of the Business Department of the Head Office of the Bank since July 2017, and General Manager of the Business Department of the Bank’s Head Office since July 2018. Previously, Mr. Liu worked in the Head Office of the Bank as General Manager of the Asset Custody Department and the Corporate Banking Department successively from January 2016 to July 2017; secretary of Party committee and President of Taiyuan Branch of the Bank from May 2013 to January 2016. From April 2002 to May 2013, he worked for the Business Department of the Head Office of the Bank, and held various positions including President of the Bank’s Fuhua Sub-branch, General Manager of the Corporate Banking Department, Assistant General Manager, Party committee member and Deputy General Manager of the Business Department. From December 1986 to April 2002 when he worked for China Leasing Co., Ltd., he successively served as Assistant Manager, Deputy Manager and Manager of the Business Department II, Assistant Manager of the company and Manager, Deputy General Manager of the Administrative Management Division. From August 1986 to December 1986, he worked at China International Trust Investment Company. Mr. Liu graduated from Peking University with a degree of Executive Master of Business Administration. He is a senior economist, and has nearly 18 years of professional experience in the Chinese banking industry.